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19+ Advanced Learner Loans

19+ Advanced Learner Loans enable you to start studying now & then pay for your course when you earn over £27,295/year.


Funding a course which gives you the qualification you need to start your career in the fitness industry can be appear to be expensive. With a government-backed, 19+ Advanced Learner Loan however, you can start studying without any up-front payment. Repayments of the loan only start once you earn over £27,295/year.

There are some requirements including:

  • you must be 19 years or older at the start of the course
  • the course must be level 3 or higher
  • you must have been living in the UK, Channel Islands or Isle of Man for 3 years before starting your course
  • you must be a UK national or have “settled status”, meaning there are no restrictions on how long you can stayin the UK

You will need to have:

  • proof of your identiy, which can be a UK passport or birth certificate
  • a national insurance number
  • a Learning & Funding Information letter from us
  • you may also need other supporting evidence such as information about your residence history.
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Next Steps

There are a number of steps to go through in order to get started on one of our courses using 19+ Advanced Learner Loan Funding.

How to Apply

Our enrolments team are here to help you through the application process. Give them a call on 0207 2929 140 to start the application process.

Here is a general overview of the process when applying for a 19+ Advanced Learner Loan and getting started on your course.

  • Step 1 – Enquire with us & we will get the ball rolling
  • Step 2 – Once you’ve confirmed the course & clinic start date, we’ll
    send you the Learner and Funding Information letter you’ll need to apply on
    the Advanced Learner Loan website
  • Step 3 – Either apply online or download an application form and post it
    to the Student Loans Company. Please ensure you fully complete the form as
    requried to ensure there is no delay in your funding.
  • Step 4 – Submit & support evidence as required
  • Step 5 – Wait for the letter confirming your loan application has been
  • Step 6 – Once confirmation has been recieved, you’ll be enrolled on the
    course and booked into the relevant clinics.
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Repaying Your Loan

It’s important to remember, this is a loan to be repaid. There are however a number of safeguards in place to protect you.

Repayment Details

One of the great thing about Advanced Learner Loans is you don’t pay anything back until you earn over £27,295/year. This ensures that you earn a good income before repayments are due.

Repayments are made as follows:

  • Repayments don’t start until at least one year after you finish the
  • Repayments are set at 9% of your income above £27,295. For example, if
    you earn £30,000/year, you repayments will be 9% of £30,000 – £27,295. This
    equates to approximately £20/month. See below for an example repayment
  • Repayments will stop if your income drops below £27,295.
  • If you are an employee, your employer will work out your repayments and
    take them out of your salary with your tax
  • If you are self-employed, your repayments will be paid as part of your
    Self-Assessment Tax Return.
  • You can also pay extra, including the entire loan, at any time without
    extra charges.

Example Repayment Amounts

Annual Income Before Tax Monthly Income Before Tax Monthly Repayment
Up to £27,295 £2,274 £0
£28,000 £2,333 £5
£30,000 £2,500 £20
£32,000 £2,666 £35
£34,000 £2,833 £50
£36,000 £3,000 £65
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Additional Information

Here are some relevant links to the .gov.uk website.